SELLING

MOVING UP- DO YOU BUY OR SELL FIRST?

CHANGE can be hard– you can’t make an omelet without breaking a few eggs…

It’s not easy making the decision to ‘move up’. If you’re like many people, you’ve spent time and care renovating your present home to your liking and you are attached to it. Then one day, you may find yourself needing more room or maybe you need to change location or perhaps, you just feel like a change. The thought of selling can be daunting if you consider all the work and effort in getting your house ready as well as the cleaning, the packing, the moving, and unpacking. The question is: is there a property out there that would make it all worthwhile?

First off, you need to do two things:

Assess your buying position as it stands now considering the following:

  • How much mortgage have you paid down?
  • What is your house presently worth in today’s market?
  • What other debts do you have?
  • What costs are associated with moving?
  • How much money do you have left over for a down payment?
  • Talk to a mortgage specialist to see what interest rate you could qualify for in case you wanted to move forward.

Research properties with your desired parameters to educate yourself as to what’s out there and for what price.

Are there several properties in your price range that motivate you or just a few? Are you being realistic?

Once you’ve completed these two steps, you can evaluate how strongly you feel about moving. If the answer is ‘yes’, then the next step is deciding if you want to buy or sell first, that classic ‘which came first chicken or egg question’. Each comes with a certain amount of risk.

If you sell first, you may find yourself under a tight deadline to find another house, or be forced in temporary quarters. If you buy first, you may be saddled with two mortgage payments for at least a couple months. You may need the money from the sale of your original home in order to pre-qualify for a loan for your new home.

Weighing the pros and cons can be difficult. There are many variables involved and there is no universal correct answer. It basically comes down to your specific circumstances. Take some of the stress off and minimize your risks by having a professional guide you into make the right decision for you. To learn more about the process give me a call and I’d be glad to answer any of your questions.

Testimonials

Danyelle has a unique talent of reading between the lines of what people aren’t always able to express with words. Her strong intuition, her life experience and her wisdom help her connect deeply with the person she’s working with. This not only helps create an environment of trust, but also one of deep understanding of what the person is going through. You’ll never regret to have invested in yourself and to have worked with Danyelle. You’ll gain precious insights on your life challenges and practical tools that you can incorporate in your life to heal yourself and lead a more fulfilling life.

Jennifer O.

Danyelle stands out in the bustling coaching landscape with her genuine warmth and authenticity. She’s not just another coach – she’s someone who truly cares about the people she works with. When you’re with Danyelle, you know you’re being listened to with real attention and empathy. Coaching isn’t just a job to her; it’s her passion and her purpose, and that passion infuses every session with energy and dedication. With Danyelle, you get both a compassionate ear and a gentle push towards your goals. She’s not just a fantastic coach; she’s someone I’d enthusiastically recommend to anyone looking for guidance and support.

Chrystelle M.

I was feeling stifled at mid-life…like I couldn’t break through mental habits that were keeping me from living my fullest, most loving life. Danyelle is incredibly gifted, wise, kind, trustworthy, gentle, and a natural healer. I had never done [plant medicine] before I worked with her – and I was only able to do it and have a powerful journey because I trusted her so deeply.  Danyelle wears her knowledge lightly – there’s no weird hierarchy, and she  has a incredible sense of humour.

Meghan H.

[Danyelle] tells me honestly how she see things after listening to me and give a different angle to look at things or she points things out that are so obvious that I don’t see. I like the little somatic exercises that she gives me to do. I definitely would recommend Danyelle. Everyone is different and responds different to certain things. I can only speak for myself. I think she is very good in finding a connection to people to help them.

Frank T.

PREPARING YOUR HOME FOR SALE

  • Disassociate yourself from your home.
  • De-personalise.
  • De-clutter.
  • Tidy up bedroom closets and kitchen cabinets.
  • Rent a storage unit.
  • Remove/replace favourite items.
  • Make minor repairs.
  • Make the house sparkle!
  • Check curb appeal.
  • Add charm and highlight your home’s best assets! That’s where I come in.

Did you know that 90% of buyers first shop for a new home on the Internet? First impressions are critical!

  • Staged properties and good online photos make a positive emotional impact that attract buyers to your home and ultimately, to the bargaining table.
  • Staged properties spend less time on the market than un-staged properties and they sell for as much as 6% more.* Buyers shop with their heads and their hearts; while most look for specific characteristics in a property, they also look for that special quality of ‘home’. I take pride in my listings and my goal is to exceed their expectations, online and in person, by presenting your home as their home.

*According to statistics calculated by the Real Estate Staging Association.
 

Give me a call to learn more about my services tailored to your budget.


Sales Representative
Bosley Real Estate Ltd.
danyelleboily@gmail.com
W: 416.530.1100
C: 416.805.8084

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